authorization vs settlement difference

Card Authorization Amount vs Posted Charge — Why They Don’t Match

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You paid. Your card approved the transaction. The authorization amount looked fine. Then the posted charge shows a different number. Sometimes it’s higher. Sometimes it’s lower. This usually isn’t a “double charge.” It’s the difference between authorization and settlement. Authorization vs Settlement (Simple Explanation) Authorization = temporary hold to confirm funds Settlement / Posted = … Read more

Pending Cleared — But the Charged Amount Is Different?

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Your payment was pending. You waited for it to clear. Then the charge finalized. But the amount looks wrong. Higher… or sometimes lower. This usually isn’t a billing error — it’s a settlement adjustment. Why the Final Charge Can Change Currency exchange rates updated at settlement Temporary authorization hold was an estimate Taxes or regional … Read more