Why a Temporary Authorization From an Overseas Payment Won’t Disappear

You paid on an international website. The payment looked fine. But days later, the temporary charge is still there. This usually happens when an overseas transaction leaves an authorization hold that hasn’t been released yet. International authorizations often last longer than domestic ones. Why Overseas Authorization Holds Stay Longer Cross-border verification takes additional time Foreign … Read more

Why Is There a Small Test Charge on My Card?

You didn’t buy anything. No subscription. No upgrade. But a small charge—often $1 or less—appears on your card. This is usually a test charge used to verify that your card is valid before a real payment is processed. A small test charge is a verification step, not a real purchase. Why Test Charges Appear The … Read more