You completed a payment overseas. The amount looked correct at checkout. But when the charge appeared on your card statement, the converted amount looked different. Sometimes slightly higher. Sometimes noticeably lower. This happens because exchange rate calculations follow different processing stages. Why Exchange Rates Differ in Card Payments Authorization uses a preliminary network exchange rate … Read more
You completed an international payment. The amount looked correct at checkout. You approved the charge. The transaction went through. But days later, the posted charge looked different. Higher. Or occasionally lower. This happens because the exchange rate changed between authorization and settlement. Why the Exchange Rate Changes After Payment The initial charge uses an estimated … Read more
You completed an overseas payment. The amount looked correct at checkout. But when the charge appeared on your card statement, the total was different. Higher or lower — either way, it didn’t match what you saw when paying. This happens because exchange rates are applied at different processing stages. Why Exchange Rate Timing Changes the … Read more