Re-Authentication Keeps Appearing After Updating Payment Method?

You updated your payment method.

The new card was added successfully.

But every time billing runs — authentication is requested again.

You verify once.

Then again.

And again.

It feels like the system refuses to trust the new payment method.

This usually means the payment authorization isn’t being stored properly.


Why Re-Authentication Keeps Triggering

  • Bank requires Strong Customer Authentication (SCA)
  • 3D Secure verification isn’t saving
  • Merchant tokenization failed
  • Billing agreement wasn’t created

Without a stored authorization token, every renewal is treated as a new payment.


Common Signs of Persistent Re-Authentication

  • Verification requested every billing cycle
  • OTP or banking app approval repeats
  • Payment marked “Pending” before approval
  • Subscription temporarily pauses

This loop continues until authentication is permanently stored.


How to Stop Re-Authentication Requests

  • Re-add the payment method
  • Complete verification inside the app/webview
  • Avoid closing the authentication window
  • Contact bank to allow recurring billing

Successful token storage stops repeated verification.


Before Updating the Card Again

  • Confirm recurring payments are enabled
  • Disable bank transaction blocking
  • Check international payment permissions

Authentication loops usually come from bank security policies — not service errors.