You logged into your account successfully on a different device — but when attempting a payment, the transaction was blocked by a security warning.
This often happens even though your account credentials are correct and your card is valid.
Many financial systems treat unfamiliar devices as higher-risk until identity verification is completed.
Why Payments Are Flagged on New Devices
- Device fingerprint does not match previous transactions
- Browser or operating system differs from normal usage
- IP address location changes significantly
- No previous payment history from that device
- Recent security settings or password updates
How Device Risk Scoring Works
- Systems record device characteristics during checkout
- Each transaction is compared to past activity patterns
- Unrecognized combinations raise a fraud risk score
- High scores trigger temporary payment blocks
This protection step prevents unauthorized access even if login details were compromised.
How to Complete Payment on a New Device
- Complete identity verification if prompted
- Use two-factor authentication approval
- Confirm the transaction via banking app
- Retry the payment after verification
- Contact your bank if blocks continue
Once the new device is recognized and verified, future payments typically process without interruption.