You paid the exact amount shown.
No extras. No upgrades.
But when the charge posts, the total looks different.
This happens when a payment is processed in a different currency than your card’s base currency.
Exchange rates can change the final amount after checkout.
Why Currency Differences Happen
- The card issuer applies its own exchange rate
- Rates change between authorization and posting
- Foreign transaction fees may be added
- The final amount posts days after the purchase
How to Check the Real Conversion
- Review the exchange rate on your card statement
- Check for separate foreign transaction fees
- Compare the authorization vs posted amount
- Confirm the merchant charged the original price
What This Is — and Isn’t
- It’s not a duplicate charge
- It’s not an extra purchase
- It’s not a billing error
- It’s a currency conversion effect
When you pay in another currency, small differences are expected once the final rate is applied.