You removed your card from the account.
You expected all charges to stop.
Then the subscription renewed anyway.
The charge feels impossible.
But this is a very common misunderstanding.
Removing a payment method does not cancel an active subscription.
Why This Happens
- The subscription was already active before the card was removed
- Billing is tied to the account or store, not the card itself
- The system allows renewal even when the primary method is missing
- A backup payment method or pending authorization was used
What to Check Right Away
- Look at the subscription status, not the payment settings
- Check if the plan shows an active renewal date
- Review whether a secondary payment method is on file
- Confirm if the charge matches a scheduled renewal
What This Is Not
- Not a system error
- Not an unauthorized charge by default
- Not proof that card removal failed
Payment method removal only affects future payments—it does not stop an existing subscription on its own.