You completed a payment and later checked your bank or card statement — only to see a higher amount than what was shown at checkout.
This often causes panic. Many users assume hidden fees or duplicate billing.
But in most cases, the difference comes from currency exchange conversion during international payment processing.
Why Currency Exchange Changes the Final Charge
- Services bill in their base currency (USD, EUR, etc.)
- Your bank converts the charge into your local currency
- Exchange rates fluctuate daily
- Card issuers may add foreign transaction fees
This means the final billed amount can differ from the displayed checkout price.
Where the Extra Amount Comes From
- Real-time exchange rate differences
- International processing fees
- Card network conversion margins
- Bank-applied foreign purchase charges
These adjustments happen after payment authorization — not during checkout display.
How to Verify the Correct Billing Amount
- Check the original billing currency on your invoice
- Compare the exchange rate used by your bank
- Review foreign transaction fee policies
- Confirm the final converted total on your statement
If the difference matches exchange and processing fees, the charge is valid — not an overbilling error.