You check your statement and see two charges.
The amounts aren’t exactly the same.
It feels like you paid twice.
But the service only shows one payment.
This usually happens when the same charge is displayed in different currencies.
Currency conversion can make a single payment look like two separate charges.
Why This Happens
- The original charge appears in a foreign currency
- Your bank shows a converted local-currency amount
- Exchange rates update between authorization and posting
- Pending and posted charges display differently
How to Tell It’s Not a Real Duplicate
- Both charges share the same transaction reference
- One amount matches the exchange rate conversion
- The service account shows only one payment
- One entry disappears once the charge fully posts
What You Should Not Do
- Don’t dispute the charge immediately
- Don’t cancel the subscription right away
- Don’t assume the service billed you twice
When currency conversion is involved, duplicate-looking charges are often display timing—not double billing.